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We are pleased to review judgment-recovery and hidden-asset matters, but please note that forensic accounting engagements commonly start around $30,000; accordingly, we typically proceed only where the judgment amount exceeds $200,000.
Insurance Forensic Accounting & Claims Investigations
RSA Risk Management & Investigations, PLLC ("RSA") provides sophisticated forensic accounting, financial investigations, and litigation‑support services to insurance carriers, reinsurers, captive insurers, TPAs, coverage counsel, and SIUs across the United States. Our work supports the full lifecycle of insurance matters—from first‑notice‑of‑loss through litigation, arbitration, and subrogation—where financial integrity, causation, and quantification are central issues.
RSA is routinely engaged in high‑exposure, complex, and disputed insurance matters requiring an independent, defensible financial analysis supported by experienced forensic accountants and former federal law‑enforcement investigators.
RSA’s team is composed of highly-credentialed, federally-trained certified specialists and expert witnesses.
More than 125 years experience in conducting criminal, civil and administrative investigations
Matters for Which RSA Is Engaged
RSA supports insurers and their counsel in a wide range of first‑party and third‑party matters, including, but not limited to:
Insurance Claims Fraud & SIU Support
Business Interruption & Extra Expense Claims
Property, Casualty & Catastrophic Loss Claims
Subrogation & Recovery Matters
Professional Liability, Fidelity & Crime Claims
Coverage & Litigation Support
End-to-End Forensic Methodology
RSA follows a structured, defensible forensic investigation methodology designed to withstand regulatory, judicial, and evidentiary scrutiny. The process begins with an initial assessment to review policy language, identify coverage issues, financial red flags, and data gaps, and define the scope, timeline, and deliverables.
RSA then preserves and collects relevant financial records and digital evidence, followed by detailed forensic analysis to reconstruct financial activity, validate results, and identify inconsistencies or misrepresentations. Losses are quantified using defensible models aligned with accepted standards, including lost-profits analyses and scenario testing. The engagement concludes with clear, well-documented reporting and expert support, including consultation with counsel and adjusters and testimony support when required.
The RSA Difference
What sets RSA apart is our investigative approach. We do more than search databases. We combine forensic accounting techniques, data analytics, and investigative fieldwork to identify and trace assets that others overlook. Our findings are designed to withstand court scrutiny and to provide attorneys with actionable leads for enforcement.
Credentials & Multidisciplinary Expertise
RSA’s strength lies in its integrated team of forensic accounting professionals and former federal law‑enforcement investigators. Our experts bring real‑world investigative experience and deep financial expertise to complex insurance matters.
Professional Designations
- Certified Public Accountants (CPA)
- Certified Fraud Examiners (CFE)
- Certified in Financial Forensics / Master Analyst in Financial Forensics (MAFF)
- Enrolled Agents (EA)
Law‑Enforcement & Investigative Backgrounds
RSA’s team includes retired special agents and investigators from:
- United States Secret Service
- Federal Bureau of Investigation (FBI)
- Internal Revenue Service – Criminal Investigation (IRS‑CI)
- Internal Revenue Service – Revenue Division
- Offices of Inspectors General (OIG)
This multidisciplinary background allows RSA to analyze insurance matters through both a financial and investigative lens—identifying not only how losses are quantified, but whether they are legitimate, inflated, or fraudulent.
Why Insurance Professionals Choose RSA
Why Choose RSA for Insurance Forensic Accounting?
Insurance forensic accounting requires more than basic financial review—it demands precision, credibility, and defensible analysis. RSA brings together:
•Court-tested forensic accounting methodologies aligned with insurance and litigation standards
•Deep experience analyzing complex financial records, claims data, and loss calculations
•Advanced data analytics to identify anomalies, misrepresentations, and unsupported claims
•Close collaboration with insurers, adjusters, and counsel to ensure findings support coverage and recovery decisions
We don’t simply summarize financial activity. We deliver clear, defensible insights that insurers and legal teams can rely on to evaluate claims, quantify losses, and resolve disputes with confidence.
Engagements & Collaboration
RSA is engaged directly by insurance carriers, reinsurers, captives, TPAs, and outside counsel. We also work collaboratively with SIUs and internal claims teams to supplement investigative capacity on complex matters.
For additional information or to discuss a potential engagement, please contact RSA to arrange a confidential consultation.
Get To Know Us
Meet Your Dream Team
Stuart G. Berman
Principal and Co-Founder
Stuart G. Berman CFE, PSP, CAMS, is the Principal and Co-Founder of RSA Risk Management & Investigations, PLLC. Prior to co-founding RSA, Stuart was an award-winning Special Agent In Charge where he supervised the regional criminal, civil and administrative investigative program, encompassing six Midwestern states and 12 judicial districts.
Michael De Meo, MAFF
Principal and Co-Founder
Michael De Meo, Principal and Co-Founder of RSA Risk Management & Investigations. Prior to co-founding RSA Michael was a Senior Special Agent with the General Services Administration (GSA), Office of Inspector General (OIG). Michael’s record is one of consistent accomplishments in leadership and investigations. Michael has led several multi agency criminal and civil investigations.
Denise Dohanic
Director
Denise has 26 years of federal service with U.S. Pretrial Services and U.S. Probation in the districts of Colorado and Arizona. She has served as a supervisor, contract services officer, program development coordinator, and line officer. As a pre-trial/probation officer, Denise supervised pretrial defendants, probation and post conviction offenders.